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Infinite Banking Insurance Agents

Published Feb 18, 25
1 min read
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It looks like the name of this concept changes once a month. You might have heard it described as a perpetual wealth technique, family banking, or circle of riches. Whatever name it's called, unlimited financial is pitched as a secret method to construct riches that only abundant individuals find out about.

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You, the insurance policy holder, placed money into a whole life insurance policy plan with paying costs and acquiring paid-up additions. This enhances the money worth of the policy, which implies there is even more money for the returns rate to be related to, which generally implies a greater rate of return overall. Returns rates at major companies are currently around 5% to 6% - my own bank.

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The entire idea of "banking on yourself" just works because you can "bank" on yourself by taking fundings from the plan (the arrow in the graph above going from entire life insurance back to the insurance holder). There are two different kinds of lendings the insurer may supply, either direct acknowledgment or non-direct acknowledgment.

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